Manage Your Money
Money Saving Tips for Photography Enthusiasts
Ideas for free or cheap alternatives to expensive photography kit for less than 5 ($10)
You don't always need to splash out on expensive camera equipment. These ideas could save you money on your photography kit.
1. Make your own soft-focus filter
Soft-focus filters can be used to create old-fashioned, romantic portraits, dreamy landscapes and so forth. Make your own by smearing a small amount of Vaseline onto an old skylight filter. Use a tiny blob to begin with and increase the amount to increase the softness. Leaving a clear spot in the centre will produce a blurred vignette effect while the centre of the image stays sharp.
Alternatively, for a variety of soft-focus effects experiment with cling film, sweet wrappers and, of course the classic black stocking - as used by celebrity portrait photographers.
2. Use free software
The latest editing software offers amazing features but it's surprising what you can do with the many free applications that you can download on the web.
Try the following:
Adobe Photoshop Album SE 3.2 - fix and organise your photos | Video guide to using Adobe Photoshop Album SE3.2
Corel MediaOne - photo sorting and sharing | Video guide to using Corel MediaOne
Google Picasa - photo sorting, fixing and sharing | Video guide to using Google Picassa
Kodak EasyShare - organise your photos, make small fixes and access online services | Video guide to using Kodak EasyShare
MAGIX Photo Manager 2007 - manage your digital photos, burn CDs and access online service | Video guide to using MAGIX Photo Manager 2007
Gimp - Image Manipulation Program
IrfanView - view, optimise and convert images | Video guide to using IrfanView
Serif PhotoPlus 6
Picturenaut 2.12 - create composite images with a high dynamic range (HDR imaging) | Video guide to using Picturenaut 2.12
3. Make your own reflector
If it's too harsh, scrunching the foil and flattening it back will soften the reflected light.
Alternatively, white card or a white table cloth or bed sheet makes a good soft reflector, and black card or fabric can be used to cast shadows back to the subject.
4. Make your own flash diffuser
Make your own flash diffuser with nothing more than a light tissue over the flash head. Or tilt the bounce head upwards and tape a piece of white card behind it (like a scoop) to create a bounce diffuser.
If you're a milk drinker those translucent plastic cartons can be adapted to make a great softbox.
Cut a small aperture in the top just big enough to insert the head into.
Point the head directly forward or tilt it up (though you may want to put some foil or white card on the back to stop light spilling out the back.
5. Buy second-hand
You can save a packet by buying your next piece of kit second-hand. Whether on eBay, your local free ads paper or your local photo retailer, savings can be substantial.
You do need to be very careful though. If possible handle the item and examine it thoroughly before parting with your cash. Buying from a reputable dealer is the least risky way to buy, as you'll be offered some kind of warranty.
Use camera review sites such as www.whatdigitalcamera.com, www.trustedreviews.co.uk and www.amateurphotographer.com to find out more about a camera you are thinking of buying.
6. Make your own beanbag
Stitch two small bits of cloth together and fill it with dried beans, lentils, polystyrene balls, marbles, pea shingle or whatever you can find. Seal it up (if you're really good with a needle and thread, you can even put in a zip!) to produce your very own pocket beanbag.
These make excellent, versatile portable camera supports.
Position it on a flat surface such as a wall or your car bonnet and put the camera on top. The beanbag will mould around the camera, providing stable support for exposures up to several seconds.
If needlecraft isn't your thing try a soft zip-up pencil case.
7. Economic printing
If buying inkjet paper, try to make the most of it by printing only what you need and fitting what you can onto one sheet. You can always check alignment and spacing of images on standard paper before switching to photo paper for your final print. It's a great way of using up scrap paper and, unlike photo paper, it can still be recycled after you have used it.
Another way to save a bit of cash on photo paper is to get your images printed online, at sites such as www.photobox.co.uk, www.kodakgallery.co.uk and www.snapfish.co.uk
8. Make your own string tripod
Don't have Image Stabilisation? Can't afford an IS or VR lens?
While no substitute for an actual tripod, this clever string-pod' can provide several extra stops of stability, for free!
Simply cut a 2m length of string, tie one end to a tripod quick-release plate (and screw this into your tripod bush).
Stand on the other end to make the string taut.
By holding the camera and pulling gently upwards as you shoot, against the pull of the string, you'll reduce camera shake significantly.
When not in use it can be rolled up to slip into a small corner of your gadget bag.
9. Buy discontinued stock
Most digital compacts only have a shelf life of about six months before they're replaced by newer models. With digital SLRs it's usually around 18 months. After that, out come the discount stickers. The thing is, there's nothing wrong with these older models. Sometimes the models that replace them have only minor enhancements, and if you're prepared to forsake those you can make big savings.
10. Enter photo competitions
Enter your work into one of the plethora of online, or magazine, competitions (including What Digital Camera competitions, or if you're feeling adventurous the Amateur Photographer of the Year competition ). You might win a great prize, therefore not having to fork out for that new camera you've always wanted. And if you enter online, and have broadband, it won't cost you a bob to do it - just a little bit of time. Obviously you'll have to pay for postage if you need to send your submission somewhere, but this isn't usually much.
11. Rechargeable batteries
Why do some people still buy disposable AA batteries when rechargeables work out so much cheaper and are so much better for the environment?
Even if your camera doesn't use AA's (some still do) your flashgun certainly will and various other devices use them too.
Switching to rechargeables will save you a fortune in the long run, and the latest generation are better than ever. Some, such as Uniross's Hyperio range, even come fully charged so you can use them straight away.
We hope you find this article useful. Please feel free to sugget your own tips, using the edit feature, or let us know how you get on by adding a comment.
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Friend wants me to take out loan for her...?
Her and I have been close friends for quite some time now. She has 2 children, and is even the Godparent of my son. I never make it a point to get involved with people's personal/financial issues, but I've always noticed that she doesn't seem to manage her money well. She complains about being broke, but then goes on a vacation, returns from vacation unable to pay for childs day camp. Always has the latest phones, laptops, camera's...but is always backed up on her car payments, credit cards etc.
So today she calls me, apparently she's in a bind with 2 loan sharks-each for $1,000. She has 2 more payments with 1, the other she said she needed to "get off her back". So she asked me if I could take out a loan with one shark (who I happen to be acquainted with and I never even KNEW he was in that type of business) under my name and she would give me the money-the loan would be for $1,000. When I asked her what the money was for, she said it was to pay off the dude she needed to get off her back.
I know, it's a no brainer, but she's never asked me for anything like this before. I can't/won't lend her that type of money from my account-I have a child of my own and I don't want to touch my savings-the last thing I want is to lend a good friend money and for that to come between us, or for some emergency to happen on my end to where I'll need that money.
Just looking for opinions...a part of me wants to tell her, You're an idiot-you deserve this! How many times have I told you to manage your money better! Another part wants to help her.
True...any ideas on how I can let her down easy?
Get the answers...
How is the best way to learn to manage your money & not spend it like water going through my hands?
Get the answers...
How do you manage your money when traveling abroad?
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Last week the President, Vice President and Secretary of Education made news by publicly supporting homosexuals and transgender people to be legally married. Many newspeople from CNN, Fox and NBC as well as newspaper and magazine journalists have said they were not surprised by the President’s suppo ...
Full Text Campaign Buzz May 15, 2012: Mitt Romney’s Iowa Speech Defends Economic Record Blames Obama for ‘Prairie fire of Debt’ — Day After Obama Campaign Ad Attacked Bain Years as Job Killing
CAMPAIGN 2012 By Bonnie K. Goodman Ms. Goodman is the Editor of History Musings. She has a BA in History & Art History & a Masters in Library and Information Studies from McGill University, and has done graduate work in history at Concordia University. Ms. Goodman has also contributed the overviews, ...
My Big Fat Nigerian Wedding - Creativity or Extravagance?
I was reading a blog the other day by an expat who attended their first Nigerian wedding in Nigerian and was amazed that there were over 10 priests. The blogger joked that it was as if the planners of the wedding wanted there to be as many ministers as possible witnessing the marriage so that no one ...
The meaning and necessity of revolution in the 21st century
by Jerome Roos on May 11, 2012 ROAR MAGAZINE The protests by Spanish indignados are replicated and resonate in every corner of Europe, with the brave Greeks providing their own example. ________ The global day of action on May 12 will mark the resurgence of our resistance. But what is the way forwar ...
Donna Summer died of lung cancer, but the singer wasn't a smoker
(CNN) -- Donna Summer died of lung cancer, but the singer wasn't a smoker, and the cancer wasn't related to smoking, her family's representative said Friday. Summer's family issued the announcement in the wake of how "various reports currently surfacing about the cause of Ms. Summer's death are not ...
Has television gone to the dogs?
Media is creating a ‘subversive subculture’ in all of us, and the danger is, we don’t realize it. As I have written before, I am a firm believer that media creates a subversive subculture in us. We behave out of our culture. Right and wrong largely don’t matter in culture-driven behaviour. And, that ...
40 Years...It's Apparently Official.
In honor of my Class of 1972, I've put together a bullet-point list of what was going on our senior year, from September, 1971 to June, 1972. With the help of Wikipedia, which, if we've learned ANYTHING from Michael Gary Scott, we know is faultless, here are a couple of bullets from each month of ou ...
Gay Marriage. President Obama's statement on Gay Marriage. Why is Gay Marriage illegal? Interview with Michael Stevens. What is the real reason some government oppose same sex marriage.
On May 9th, President Barack Obama, released a statement, not just any statement, an historical statement, that may create a more fair, equal, future for our children. Maybe not even the future, it can be happening now. President Obama, said that he supports same sex marriage. This makes him, the fi ...
Economic Development Update
By Erica Flores, Coordinator, Economic Development The Dallas Regional Chamber’s Strategic Plan, launched in 2010, identifies the DRC’s primary role: economic development. Every DRC initiative will support the Dallas region’s economic growth, thus fulfilling our mission: Together, we will lead the D ...
Mortgage Payment Calculator - CNNMoney
Use our mortgage calculator to determine what your monthly house payments will be, based on price, down payment, taxes and insurance costs.
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Combines practical personal finance advice, calculators and investing tips with business news, stock quotes, and financial market coverage from the editors of CNN and ...
Mortgage Refinance Calculator - CNNMoney
Use our mortgage refinance calculator to see if it makes sense for you to refinance.
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Real Estate news on mortgage rates, loan refinancing, home sales and housing market tips from CNNMoney. Real Estate calculators for loan refinancing, mortgage ...
Online Calculators - Suze Orman internationally acclaimed personal ...
College Calculators CNN and Money Magazine College Calculator http://cgi.money.cnn.com ... Smart Money Mortgage Calculator www.smartmoney.com/calculator/real-estate/mortgage ...
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High speed mortgage payoffs - Aug. 1, 2007
"The money put into the account ... According to a CMG calculator, a borrower with a $200,000 mortgage, who ... © 2012 Cable News Network. A Time Warner Company ...
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Mortgage refinance calculator; Are two homes better than one? ... Give the Gift of Money; Reprints; Special ... © 2012 Cable News Network. A Time Warner Company. All ...
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Web Links: cnn money mortgage calculator. Mortgage Payment Calculator - CNNMoney - Use our mortgage calculator to determine what your monthly house payments will be ...
Manage Your Money News
Manage Your Money: Financial Planning When Changing Jobs - FOX2now.com
 FOX2now.com | Manage Your Money: Financial Planning When Changing Jobs FOX2now.com (KTVI) – What to do you need to do if you change jobs, with your 401k plan? Bob Wamhoff from Wamhoff Financial Planning and Accounting Services was on the mid day show with three options, you have. Putting the funds into a new 401k plan allows you the ... |
Advice for college graduates: Think 'CASH' - SouthCoastToday.com
Advice for college graduates: Think 'CASH' SouthCoastToday.com For college graduates this year, I offer an acronym to help manage your money. It's CASH. The "C" in CASH stands for credit. I won't say don't get a credit card because many of you already have one. And I'd be a hypocrite anyway, since I use credit. |
Are you financially savvy enough to manage your money? - Fox Business
Are you financially savvy enough to manage your money? Fox Business Quotes delayed at least 15 minutes. Real-time quotes provided by BATS Exchange. Market Data provided by Interactive Data (Terms & Conditions). Powered and Implemented by Interactive Data Managed Solutions. Company fundamental data provided by ... |
How to Manage Your Money So You're Not Mooching Off Your Parents in Your 40s - Huffington Post (blog)
How to Manage Your Money So You're Not Mooching Off Your Parents in Your 40s Huffington Post (blog) All parents dream of a better life for their children and, ideally, a life so good that it doesn't involve bad choices and huge debt for their twentysomethings. So what's the secret? In my latest book, How to Be Richer, Smarter, and Better-Looking Than ... |
Free advice to better manage your money - Parkes Champion-Post
Free advice to better manage your money Parkes Champion-Post Rhonda Ryan (nee Baxter), an Aboriginal Financial Counsellor for CentaCare, is running a program in the Central West this week to help people better deal with their money. The Manage Your Income program aims to give financial counselling and money ... |
Family business: Annually reviewing portfolio is a wise time investment - Naples Daily News
Family business: Annually reviewing portfolio is a wise time investment Naples Daily News How well do you manage your money? Seldom do investors actually know how their portfolios are performing. Realistic expectations are also not set. Emotions should not play a role in the financial/investment decisions. Managing expenses is part of this ... |
How to Watch Today's Solar Eclipse Without Special Equipment - Wired (blog)
How to Watch Today's Solar Eclipse Without Special Equipment Wired (blog) Just make sure you avoid the temptation to look directly at the sun. The permanent damage to your eyes isn't worth it. Erik Wecks is a writer and father living in Vancouver, Washington. His book, How To Manage Your Money When You Don't Have Any was ... |
